Why Get Pre-Qualified?

We recommend that you get pre-approved for a mortgage before you start looking for homes.  It’s important to know how much home you can afford, what type of down payment you’ll need to budget for, what the monthly mortgage payment will be as well as what type of loan program you’ll use to finance the new property. 

Also, when you’re pre-approved, you immediately become a more attractive home buyer. Sellers know that you can qualify for a mortgage, and that a deal made with you is less likely to fall apart. Sellers will usually choose pre-approved buyers over others when two or more buyers are competing for the same home.  And in most instances, sellers will not even entertain an offer that’s not accompanied with a mortgage pre-approval. 

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